It is quite common for home improvement contractors to seek the protections offered by the Bankruptcy Code when facing a dispute arising out of a home improvement contract. There are several reasons contractors may want to consider taking advantage of…
Chapter 13, Chapter 7
Bankruptcy or Debt Consolidation?
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You may have seen or heard commercials on the TV or radio touting debt consolidation through one of many for profit companies as a desirable alternative to filing for bankruptcy. However, what these companies will not tell you, is that…
Bankruptcy Exemptions
Can You Keep your Car and File Bankruptcy?
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We hear the question all the time: Can I keep my car if I file bankruptcy? There is a fair amount on the web on this topic: It basically comes down to the value of the car, any liens, exemptions,…
Chapter 13, Foreclosure, Mortgages
Stopping Foreclosure with Bankruptcy
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If you fall behind on your mortgage payments, and the lender has accelerated the loan and begun foreclosure proceedings, a Chapter 13 bankruptcy is often the only realistic way to save your home from foreclosure. Unless you can come up…
Mortgages
Dyck O’Neal Lawsuits in Massachusetts
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Throughout 2014 we have been dealing with a flood of lawsuits from a debt collection firm called Dyck O’Neal. The lawsuits are mostly from Florida, and they arise out of mortgage foreclosure deficiencies judgments purchased by Dyck O’Neal. Former homeowners…
Chapter 13, Chapter 7, Uncategorized
Chart of Time Between Bankruptcy Cases
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If you have filed a bankruptcy in the past and want to file again and get a discharge, what are the waiting periods that apply? This simple chart will tell you based on bankruptcy type. * Time between bankruptcy cases…